Unlock growth with VriddhiLoans
Flexible funding | Fast disbursals | Zero hassle
Why Choose VriddhiLoans?
We’re redefining loan access with speed, simplicity, and security
Quick Approval
No long waits, just instant decisions
Instant Disbursal
Get funds in minutes, fast and easy.
Flexible Repayment
Choose between 6 to 36 months
Trusted & Secure
Backed by RBI-Licensed NBFC Partners
Expert Support
Guidance throughout your loan period
100% Online Process
No queues, no hassle
Apply for a Loan in Just 3 Easy Steps
Get the funds you need with a fully digital process
Apply Online
Fill out a simple online form with your basic details. No documents required
Instant Approval
LoanChariot reviews your application and shares a quick loan offer
Quick Disbursal
Approve the offer and receive funds directly in your bank account within minutes
Who Can Apply?
Check if you meet the basic requirements to get started with your loan application
Monthly Income
Minimum monthly income of ₹15,000
Age 21 to 58
Applicants must fall within this age range
Work Experience
At least 1 year in current job/profession
Nationality
Must be a Resident Indian Citizen
Helping Thousands Achieve Financial Freedom
Here’s why users choose LoanChariot for personal loan needs
Trusted by 1,000+ Users
Improves Credit Score
Instant Loan Status Updates
No Collateral Required
Estimate Your Monthly EMI Instantly
Estimate your monthly EMIs, total repayment, and interest before you apply.
Rs.
%
Months
₹10500
₹10000
₹10500
₹500
Real Stories from Real Users
Hear how LoanChariot has helped people overcome financial hurdles and build better credit.
I got a 45% credit score boost & pre-approved loan within a week!
Priya Patel
Freelancer
CreditSea helped me secure my first home loan hassle-free!
Ananya
Entrepreneur
My credit score increased dramatically in just a few weeks!
Nikhil Kulkerni
Restaurant Owner
Thanks to CreditSea, I got a car loan with the best interest rate!
Vikram Singh
Designer
Frequently Asked Questions
Have questions? Find quick answers to get started with confidence
Trusted by 10,000+ Borrowers Across India
Download the LoanChariot app to get started
